Highest property-tax counties

A ranked view of counties where ACS median tax paid is highest relative to ACS median home value.

Top counties

RankCountyMetricContext
1 Salem County, New Jersey 2.93% effective rate $7,018/yr median tax paid; $239,500 median home
2 Allegany County, New York 2.92% effective rate $2,968/yr median tax paid; $101,700 median home
3 Camden County, New Jersey 2.83% effective rate $8,134/yr median tax paid; $287,100 median home
4 Orleans County, New York 2.72% effective rate $3,823/yr median tax paid; $140,800 median home
5 Cattaraugus County, New York 2.64% effective rate $2,991/yr median tax paid; $113,100 median home
6 Monroe County, New York 2.63% effective rate $5,616/yr median tax paid; $213,700 median home
7 Gloucester County, New Jersey 2.6% effective rate $8,055/yr median tax paid; $310,400 median home
8 Lake County, Illinois 2.58% effective rate $8,923/yr median tax paid; $345,700 median home
9 Cortland County, New York 2.56% effective rate $4,149/yr median tax paid; $162,100 median home
10 Broome County, New York 2.52% effective rate $3,902/yr median tax paid; $154,900 median home
11 Wayne County, New York 2.5% effective rate $4,250/yr median tax paid; $170,000 median home
12 Montgomery County, New York 2.46% effective rate $3,872/yr median tax paid; $157,500 median home
13 Steuben County, New York 2.46% effective rate $3,386/yr median tax paid; $137,900 median home
14 Livingston County, New York 2.45% effective rate $4,286/yr median tax paid; $174,600 median home
15 DeKalb County, Illinois 2.45% effective rate $5,974/yr median tax paid; $243,600 median home
16 Chemung County, New York 2.45% effective rate $3,451/yr median tax paid; $141,100 median home
17 Onondaga County, New York 2.44% effective rate $4,880/yr median tax paid; $200,200 median home
18 Genesee County, New York 2.41% effective rate $4,113/yr median tax paid; $170,500 median home
19 Oswego County, New York 2.4% effective rate $3,646/yr median tax paid; $151,700 median home
20 Stephenson County, Illinois 2.4% effective rate $3,240/yr median tax paid; $134,900 median home

How to read this ranking

The table is a doorway into the underlying county pages, not a standalone recommendation. Open a county to see the effective tax rate, median home value, insurance budget, PITI assumptions, source attribution, confidence label, and data as-of date.

Confidence: Medium for ACS-derived effective property-tax rates. Data as of 2026-06-22.

Sources: U.S. Census Bureau ACS, NAIC Homeowners Insurance Report, and FEMA National Risk Index, depending on the metric.

Read the full methodology

Disclaimer: Estimates for budgeting only — not a tax bill, not an insurance quote, not legal or tax advice. Verify with the county assessor and a licensed professional before making financial decisions.