The true cost to carry a home
TrueCarry shows what a specific home actually costs to carry — county-accurate property tax, a grounded homeowners-insurance estimate, escrow/PITI, and how those change what you can afford — with source, method, confidence, and as-of date on every number.
Worked example: a $300,000 home at a 1.2% effective rate ≈ $3,600/yr in property tax.
Browse by state
| State | Avg effective rate | Typical bill ($300k home) | Counties |
|---|---|---|---|
| California | 0.7% | $2,100/yr | 58 |
| Florida | 0.7% | $2,100/yr | 67 |
| New York | 1.96% | $5,880/yr | 62 |
Sources: U.S. Census Bureau, ACS. Data as of 2024-12-31. Methodology.