County carrying-cost rankings

Editorial data views that turn the county pages into crawlable, comparable lists.

Browse rankings

Each ranking links back to the underlying county pages so readers can inspect the source, method, confidence, as-of date, and calculator assumptions behind a headline number.

Highest property-tax counties ACS-derived effective rates across launch states
Lowest property-tax counties lower effective rates, with county source pages
Highest median-home-value counties ACS median home values and typical tax context
Highest homeowners-insurance budgets NAIC/FEMA modeled insurance budgets
Highest tax plus insurance carrying costs annual property tax plus modeled insurance budget

How rankings are produced

Example: a $300,000 home at a 1.2% effective rate is about $3,600/yr in property tax. Rankings use the same ACS, NAIC, and FEMA inputs as the county pages and are regenerated during the static build.

Confidence: Medium for ACS-derived tax rankings; Low for insurance rankings. Data as of 2026-06-22.

Sources: U.S. Census Bureau ACS, NAIC Homeowners Insurance Report, and FEMA National Risk Index.

Read the methodology and limitations

Disclaimer: Estimates for budgeting only — not a tax bill, not an insurance quote, not legal or tax advice. Verify with the county assessor and a licensed professional before making financial decisions.