Lowest property-tax counties

A ranked view of counties where ACS median tax paid is lowest relative to ACS median home value.

Top counties

RankCountyMetricContext
1 Greenlee County, Arizona 0.33% effective rate $518/yr median tax paid; $158,600 median home
2 Fannin County, Georgia 0.33% effective rate $1,021/yr median tax paid; $306,600 median home
3 Jackson County, North Carolina 0.34% effective rate $976/yr median tax paid; $284,700 median home
4 Towns County, Georgia 0.34% effective rate $1,084/yr median tax paid; $316,100 median home
5 Gilmer County, Georgia 0.35% effective rate $1,109/yr median tax paid; $314,000 median home
6 Avery County, North Carolina 0.38% effective rate $1,010/yr median tax paid; $265,800 median home
7 Amelia County, Virginia 0.38% effective rate $1,079/yr median tax paid; $282,400 median home
8 Lunenburg County, Virginia 0.39% effective rate $578/yr median tax paid; $150,100 median home
9 Bath County, Virginia 0.39% effective rate $797/yr median tax paid; $206,700 median home
10 Watauga County, North Carolina 0.39% effective rate $1,386/yr median tax paid; $358,900 median home
11 Yavapai County, Arizona 0.41% effective rate $1,750/yr median tax paid; $425,200 median home
12 McMullen County, Texas 0.41% effective rate $400/yr median tax paid; $97,100 median home
13 Swain County, North Carolina 0.42% effective rate $859/yr median tax paid; $207,000 median home
14 Borden County, Texas 0.42% effective rate $460/yr median tax paid; $108,900 median home
15 Prince Edward County, Virginia 0.43% effective rate $921/yr median tax paid; $216,600 median home
16 Clay County, North Carolina 0.43% effective rate $1,186/yr median tax paid; $278,400 median home
17 Macon County, North Carolina 0.43% effective rate $1,074/yr median tax paid; $251,900 median home
18 Carteret County, North Carolina 0.43% effective rate $1,423/yr median tax paid; $333,300 median home
19 Mathews County, Virginia 0.43% effective rate $1,547/yr median tax paid; $360,900 median home
20 Bedford County, Virginia 0.43% effective rate $1,285/yr median tax paid; $297,400 median home

How to read this ranking

The table is a doorway into the underlying county pages, not a standalone recommendation. Open a county to see the effective tax rate, median home value, insurance budget, PITI assumptions, source attribution, confidence label, and data as-of date.

Confidence: Medium for ACS-derived effective property-tax rates. Data as of 2026-06-22.

Sources: U.S. Census Bureau ACS, NAIC Homeowners Insurance Report, and FEMA National Risk Index, depending on the metric.

Read the full methodology

Disclaimer: Estimates for budgeting only — not a tax bill, not an insurance quote, not legal or tax advice. Verify with the county assessor and a licensed professional before making financial decisions.