2026 TrueCarry data release

A reproducible record of the public datasets behind the current launch build.

What changed

Property tax: ACS 2024 five-year tables B25103 and B25077, curated for 3,135 U.S. counties and county equivalents.
Insurance: NAIC 2022 HO-3 state average premiums from the report published in May 2025.
Risk context: FEMA National Risk Index version 1.20 county records.
Launch coverage: California, Florida, and New York county pages, with reviewed California and Florida reassessment and exemption guidance.

Why vintages matter

A displayed $4,000/yr tax estimate may use a 2024 ACS effective rate, while its insurance budget begins with a 2022 NAIC premium. TrueCarry shows both vintages because combining them without disclosure would imply a recency the source data does not have.

Publication gates

Records must pass schema, range, completeness, provenance, and freshness checks. Pages must have one canonical intent, unique metadata, a concrete answer, confidence, as-of date, source attribution, methodology, disclaimer, structured data, and no broken internal links.

Confidence: Medium. County tax figures are ACS-derived estimates and homeowners insurance remains a wide historical budget range, not a live quote.

Release reviewed as of 2026-06-21.

Sources: U.S. Census Bureau ACS 5-year summary files; NAIC Homeowners Insurance Report; FEMA National Risk Index.

Read the complete methodology and limitations

Disclaimer: Estimates for budgeting only — not a tax bill, not an insurance quote, not legal or tax advice. Verify with the county assessor and a licensed professional before making financial decisions.