TrueCarry The true cost to carry a home

Property tax in Michigan

Overview

Across 83 Michigan counties, the average effective property-tax rate is about 1.12% (range 0.6802%–1.831%). Confidence: Medium (county-level ACS estimates).

Data as of 2024-12-31 (data version 2024.1). Sources: U.S. Census Bureau, American Community Survey (ACS) 5-year, table B25103; U.S. Census Bureau, American Community Survey (ACS) 5-year, table B25077.

The 2022 NAIC HO-3 state average is $1,056/yr. County insurance pages adjust this historical baseline for home value and FEMA risk; confidence is Low.

Counties

CountyEffective rateTypical tax (median home)Insurance budget
Alcona County0.8237%$1,341/yr$715/yr
Alger County0.9398%$1,656/yr$706/yr
Allegan County1.0797%$2,884/yr$1,816/yr
Alpena County1.065%$1,639/yr$754/yr
Antrim County0.8442%$2,157/yr$1,220/yr
Arenac County1.1335%$1,707/yr$680/yr
Baraga County1.2158%$1,679/yr$560/yr
Barry County1.0485%$2,769/yr$1,514/yr
Bay County1.4921%$2,271/yr$1,105/yr
Benzie County0.7917%$2,262/yr$1,323/yr
Berrien County1.0829%$2,429/yr$1,665/yr
Branch County1.1563%$1,879/yr$976/yr
Calhoun County1.4545%$2,368/yr$1,153/yr
Cass County0.9706%$2,116/yr$1,267/yr
Charlevoix County0.9007%$2,493/yr$1,276/yr
Cheboygan County0.8852%$1,704/yr$1,227/yr
Chippewa County1.2588%$2,038/yr$777/yr
Clare County1.1129%$1,489/yr$776/yr
Clinton County1.2274%$3,185/yr$1,501/yr
Crawford County1.0638%$1,734/yr$718/yr
Delta County1.1273%$1,771/yr$953/yr
Dickinson County1.2655%$1,940/yr$975/yr
Eaton County1.414%$3,067/yr$1,466/yr
Emmet County0.8343%$2,634/yr$1,692/yr
Genesee County1.3635%$2,487/yr$1,445/yr
Gladwin County1.1503%$1,867/yr$886/yr
Gogebic County1.4319%$1,535/yr$511/yr
Grand Traverse County0.8869%$3,010/yr$2,262/yr
Gratiot County1.238%$1,826/yr$902/yr
Hillsdale County0.9869%$1,738/yr$1,043/yr
Houghton County1.162%$1,858/yr$752/yr
Huron County1.1854%$1,829/yr$980/yr
Ingham County1.831%$3,640/yr$1,528/yr
Ionia County1.127%$2,237/yr$1,231/yr
Iosco County0.9557%$1,359/yr$760/yr
Iron County1.3446%$1,467/yr$672/yr
Isabella County1.3357%$2,276/yr$1,139/yr
Jackson County1.2555%$2,432/yr$1,390/yr
Kalamazoo County1.4467%$3,498/yr$1,795/yr
Kalkaska County0.8714%$1,646/yr$862/yr
Kent County1.1097%$3,217/yr$2,297/yr
Keweenaw County0.9947%$1,689/yr$609/yr
Lake County1.0874%$1,456/yr$616/yr
Lapeer County0.9213%$2,202/yr$1,601/yr
Leelanau County0.6802%$3,118/yr$2,084/yr
Lenawee County1.2663%$2,492/yr$1,351/yr
Livingston County0.968%$3,454/yr$2,509/yr
Luce County0.9795%$1,097/yr$412/yr
Mackinac County1.0676%$1,863/yr$695/yr
Macomb County1.3957%$3,404/yr$1,984/yr
Manistee County1.0417%$1,898/yr$969/yr
Marquette County0.9741%$2,109/yr$1,485/yr
Mason County1.0628%$2,334/yr$1,044/yr
Mecosta County0.9939%$1,778/yr$1,228/yr
Menominee County1.0125%$1,537/yr$859/yr
Midland County1.4713%$2,875/yr$1,360/yr
Missaukee County0.983%$1,675/yr$695/yr
Monroe County1.1568%$2,648/yr$1,708/yr
Montcalm County1.0113%$1,876/yr$1,159/yr
Montmorency County0.86%$1,364/yr$683/yr
Muskegon County1.1841%$2,348/yr$1,363/yr
Newaygo County1.1007%$2,055/yr$1,080/yr
Oakland County1.2721%$4,371/yr$2,809/yr
Oceana County1.0068%$1,914/yr$979/yr
Ogemaw County0.9451%$1,464/yr$822/yr
Ontonagon County1.1585%$1,294/yr$419/yr
Osceola County1.0193%$1,584/yr$728/yr
Oscoda County0.9378%$1,177/yr$536/yr
Otsego County0.7988%$1,755/yr$972/yr
Ottawa County1.0244%$3,313/yr$2,419/yr
Presque Isle County0.9465%$1,432/yr$694/yr
Roscommon County1.0107%$1,604/yr$990/yr
Saginaw County1.4948%$2,284/yr$1,184/yr
Sanilac County0.9031%$1,520/yr$1,159/yr
Schoolcraft County0.9922%$1,407/yr$549/yr
Shiawassee County1.3118%$2,251/yr$1,115/yr
St. Clair County1.1407%$2,562/yr$1,671/yr
St. Joseph County1.0987%$1,959/yr$1,129/yr
Tuscola County1.212%$1,812/yr$1,049/yr
Van Buren County1.2281%$2,536/yr$1,325/yr
Washtenaw County1.5178%$5,678/yr$2,776/yr
Wayne County1.6269%$2,904/yr$1,471/yr
Wexford County1.1309%$1,927/yr$879/yr

Methodology