Property tax in New York

Overview

Across 62 New York counties, the average effective property-tax rate is about 1.96% (range 0.71%–2.92%). Confidence: Medium (county-level ACS estimates).

Data as of 2024-12-31 (data version 2024.1). Sources: U.S. Census Bureau, American Community Survey (ACS) 5-year, table B25103; U.S. Census Bureau, American Community Survey (ACS) 5-year, table B25077.

The 2022 NAIC HO-3 state average is $1,628/yr. County insurance pages adjust this historical baseline for home value and FEMA risk; confidence is Low. Compare total monthly carrying costs in New York.

Key county estimates in New York

Start with these larger or higher-value county pages, then use the full table for the rest of the published New York launch wave.

Counties

CountyEffective rateTypical tax (median home)Insurance budget
Albany County1.77%$5,200/yr$3,266/yr
Allegany County2.92%$2,968/yr$1,014/yr
Bronx County1.03%$5,447/yr$4,515/yr
Broome County2.52%$3,902/yr$1,734/yr
Cattaraugus County2.64%$2,991/yr$1,220/yr
Cayuga County2.19%$3,740/yr$1,609/yr
Chautauqua County2.27%$2,901/yr$1,407/yr
Chemung County2.45%$3,451/yr$1,262/yr
Chenango County2.26%$3,120/yr$1,400/yr
Clinton County2%$3,606/yr$1,790/yr
Columbia County1.4%$4,852/yr$3,436/yr
Cortland County2.56%$4,149/yr$1,410/yr
Delaware County1.72%$3,145/yr$1,998/yr
Dutchess County1.89%$7,562/yr$4,253/yr
Erie County1.98%$4,622/yr$2,782/yr
Essex County1.47%$3,119/yr$2,010/yr
Franklin County1.68%$2,440/yr$1,241/yr
Fulton County2.06%$3,364/yr$1,390/yr
Genesee County2.41%$4,113/yr$1,540/yr
Greene County1.49%$4,056/yr$2,682/yr
Hamilton County1%$2,597/yr$1,616/yr
Herkimer County2.1%$3,107/yr$1,374/yr
Jefferson County1.54%$2,899/yr$1,802/yr
Kings County0.71%$6,382/yr$4,539/yr
Lewis County1.62%$2,688/yr$1,141/yr
Livingston County2.45%$4,286/yr$1,580/yr
Madison County2.26%$4,181/yr$1,709/yr
Monroe County2.63%$5,616/yr$2,485/yr
Montgomery County2.46%$3,872/yr$1,521/yr
Nassau County1.46%$10,001/yr$4,484/yr
New York County0.92%$10,001/yr$4,527/yr
Niagara County2.19%$4,155/yr$2,071/yr
Oneida County2.02%$3,690/yr$2,030/yr
Onondaga County2.44%$4,880/yr$2,294/yr
Ontario County2.05%$4,565/yr$2,128/yr
Orange County2.19%$8,494/yr$4,313/yr
Orleans County2.72%$3,823/yr$901/yr
Oswego County2.4%$3,646/yr$1,490/yr
Otsego County1.7%$3,041/yr$1,862/yr
Putnam County2.12%$10,001/yr$2,991/yr
Queens County0.87%$6,297/yr$4,537/yr
Rensselaer County2.05%$5,301/yr$2,798/yr
Richmond County0.92%$6,247/yr$4,324/yr
Rockland County1.68%$10,001/yr$4,257/yr
Saratoga County1.4%$4,875/yr$3,556/yr
Schenectady County2.36%$5,568/yr$2,376/yr
Schoharie County2.03%$3,914/yr$1,543/yr
Schuyler County1.97%$3,390/yr$1,080/yr
Seneca County2.19%$3,403/yr$1,251/yr
St. Lawrence County2.33%$2,844/yr$1,284/yr
Steuben County2.46%$3,386/yr$1,443/yr
Suffolk County1.73%$10,001/yr$4,489/yr
Sullivan County2%$4,969/yr$2,630/yr
Tioga County2.33%$3,751/yr$1,494/yr
Tompkins County2.24%$6,515/yr$2,984/yr
Ulster County1.77%$6,238/yr$3,952/yr
Warren County1.47%$3,936/yr$2,530/yr
Washington County2.01%$3,946/yr$1,780/yr
Wayne County2.5%$4,250/yr$1,538/yr
Westchester County1.51%$10,001/yr$4,459/yr
Wyoming County2.25%$3,650/yr$1,300/yr
Yates County1.88%$3,477/yr$1,548/yr

Methodology