Property tax in New Jersey
Overview
Across 21 New Jersey counties, the average effective property-tax rate is about 2.08% (range 1.22%–2.93%). Confidence: Medium (county-level ACS estimates).
Data as of 2024-12-31 (data version 2024.1). Sources: U.S. Census Bureau, American Community Survey (ACS) 5-year, table B25103; U.S. Census Bureau, American Community Survey (ACS) 5-year, table B25077.
The 2022 NAIC HO-3 state average is $1,417/yr. County insurance pages adjust this historical baseline for home value and FEMA risk; confidence is Low. Compare total monthly carrying costs in New Jersey.
Key county estimates in New Jersey
Start with these larger or higher-value county pages, then use the full table for the rest of the published New Jersey launch wave.
- Bergen County: 1.61% effective rate; $10,001/yr typical tax on the county median home
- Monmouth County: 1.65% effective rate; $10,001/yr typical tax on the county median home
- Morris County: 1.72% effective rate; $10,001/yr typical tax on the county median home
- Somerset County: 1.81% effective rate; $10,001/yr typical tax on the county median home
- Hudson County: 1.77% effective rate; $9,555/yr typical tax on the county median home
- Union County: 1.89% effective rate; $10,001/yr typical tax on the county median home
- Essex County: 1.91% effective rate; $10,001/yr typical tax on the county median home
- Hunterdon County: 1.93% effective rate; $10,001/yr typical tax on the county median home
Counties
| County | Effective rate | Typical tax (median home) | Insurance budget |
|---|---|---|---|
| Atlantic County | 2.3% | $6,776/yr | $1,292/yr |
| Bergen County | 1.61% | $10,001/yr | $2,809/yr |
| Burlington County | 2.26% | $7,983/yr | $1,557/yr |
| Camden County | 2.83% | $8,134/yr | $1,260/yr |
| Cape May County | 1.22% | $5,306/yr | $1,882/yr |
| Cumberland County | 2.28% | $5,052/yr | $910/yr |
| Essex County | 1.91% | $10,001/yr | $2,361/yr |
| Gloucester County | 2.6% | $8,055/yr | $1,309/yr |
| Hudson County | 1.77% | $9,555/yr | $2,425/yr |
| Hunterdon County | 1.93% | $10,001/yr | $2,073/yr |
| Mercer County | 2.36% | $8,909/yr | $1,678/yr |
| Middlesex County | 2.1% | $9,712/yr | $2,086/yr |
| Monmouth County | 1.65% | $10,001/yr | $2,708/yr |
| Morris County | 1.72% | $10,001/yr | $2,551/yr |
| Ocean County | 1.65% | $6,562/yr | $1,779/yr |
| Passaic County | 2.18% | $10,001/yr | $2,047/yr |
| Salem County | 2.93% | $7,018/yr | $947/yr |
| Somerset County | 1.81% | $10,001/yr | $2,390/yr |
| Sussex County | 2.32% | $8,568/yr | $1,469/yr |
| Union County | 1.89% | $10,001/yr | $2,353/yr |
| Warren County | 2.34% | $8,119/yr | $1,408/yr |