Property tax in New Jersey
Overview
Across 21 New Jersey counties, the average effective property-tax rate is about 2.08% (range 1.2209%–2.9303%). Confidence: Medium (county-level ACS estimates).
Data as of 2024-12-31 (data version 2024.1). Sources: U.S. Census Bureau, American Community Survey (ACS) 5-year, table B25103; U.S. Census Bureau, American Community Survey (ACS) 5-year, table B25077.
The 2022 NAIC HO-3 state average is $1,417/yr. County insurance pages adjust this historical baseline for home value and FEMA risk; confidence is Low.
Counties
| County | Effective rate | Typical tax (median home) | Insurance budget |
|---|---|---|---|
| Atlantic County | 2.2969% | $6,776/yr | $1,292/yr |
| Bergen County | 1.6053% | $10,001/yr | $2,809/yr |
| Burlington County | 2.2551% | $7,983/yr | $1,557/yr |
| Camden County | 2.8332% | $8,134/yr | $1,260/yr |
| Cape May County | 1.2209% | $5,306/yr | $1,882/yr |
| Cumberland County | 2.2818% | $5,052/yr | $910/yr |
| Essex County | 1.9082% | $10,001/yr | $2,361/yr |
| Gloucester County | 2.595% | $8,055/yr | $1,309/yr |
| Hudson County | 1.7704% | $9,555/yr | $2,425/yr |
| Hunterdon County | 1.9337% | $10,001/yr | $2,073/yr |
| Mercer County | 2.3588% | $8,909/yr | $1,678/yr |
| Middlesex County | 2.0981% | $9,712/yr | $2,086/yr |
| Monmouth County | 1.6501% | $10,001/yr | $2,708/yr |
| Morris County | 1.7169% | $10,001/yr | $2,551/yr |
| Ocean County | 1.6471% | $6,562/yr | $1,779/yr |
| Passaic County | 2.1765% | $10,001/yr | $2,047/yr |
| Salem County | 2.9303% | $7,018/yr | $947/yr |
| Somerset County | 1.8114% | $10,001/yr | $2,390/yr |
| Sussex County | 2.3194% | $8,568/yr | $1,469/yr |
| Union County | 1.8898% | $10,001/yr | $2,353/yr |
| Warren County | 2.3431% | $8,119/yr | $1,408/yr |