Property tax in Texas

Overview

Across 250 Texas counties, the average effective property-tax rate is about 1.21% (range 0.41%–2.03%). Confidence: Medium (county-level ACS estimates).

Data as of 2024-12-31 (data version 2024.1). Sources: U.S. Census Bureau, American Community Survey (ACS) 5-year, table B25103; U.S. Census Bureau, American Community Survey (ACS) 5-year, table B25077.

The 2022 NAIC HO-3 state average is $2,397/yr. County insurance pages adjust this historical baseline for home value and FEMA risk; confidence is Low. Compare total monthly carrying costs in Texas.

Key county estimates in Texas

Start with these larger or higher-value county pages, then use the full table for the rest of the published Texas launch wave.

Counties

CountyEffective rateTypical tax (median home)Insurance budget
Anderson County0.92%$1,702/yr$3,120/yr
Andrews County1.28%$2,509/yr$1,862/yr
Angelina County1.09%$1,775/yr$2,720/yr
Aransas County1.02%$2,705/yr$4,096/yr
Archer County1.21%$2,296/yr$1,772/yr
Armstrong County1.23%$2,111/yr$1,847/yr
Atascosa County1.29%$2,254/yr$2,687/yr
Austin County1.16%$3,433/yr$4,311/yr
Bailey County1.52%$1,601/yr$1,401/yr
Bandera County0.88%$2,438/yr$4,470/yr
Bastrop County1.41%$4,453/yr$5,570/yr
Baylor County1.25%$1,288/yr$1,080/yr
Bee County1.45%$1,615/yr$1,736/yr
Bell County1.44%$3,476/yr$4,536/yr
Bexar County1.73%$4,535/yr$5,182/yr
Blanco County0.93%$4,510/yr$4,143/yr
Borden County0.42%$460/yr$996/yr
Bosque County0.98%$1,959/yr$2,547/yr
Bowie County1.18%$2,037/yr$3,019/yr
Brazoria County1.66%$5,001/yr$5,763/yr
Brazos County1.54%$4,568/yr$5,479/yr
Brewster County1.13%$2,574/yr$2,471/yr
Briscoe County1.09%$981/yr$857/yr
Brooks County1.31%$1,060/yr$1,302/yr
Brown County1.11%$1,770/yr$2,518/yr
Burleson County0.95%$1,816/yr$2,253/yr
Burnet County1.06%$3,639/yr$5,815/yr
Caldwell County1.35%$3,235/yr$4,217/yr
Calhoun County1.26%$2,153/yr$2,740/yr
Callahan County0.91%$1,318/yr$1,479/yr
Cameron County1.5%$2,042/yr$2,665/yr
Camp County1.1%$1,901/yr$2,242/yr
Carson County1.19%$1,705/yr$1,624/yr
Cass County0.94%$1,375/yr$2,087/yr
Castro County0.92%$876/yr$1,178/yr
Chambers County1.05%$3,474/yr$4,735/yr
Cherokee County1.16%$1,963/yr$2,621/yr
Childress County1.19%$1,496/yr$1,343/yr
Clay County1.27%$2,182/yr$1,735/yr
Cochran County1.1%$583/yr$842/yr
Coke County1.16%$1,372/yr$1,051/yr
Coleman County1.35%$1,252/yr$1,002/yr
Collin County1.58%$7,521/yr$6,667/yr
Collingsworth County1.26%$1,314/yr$1,207/yr
Colorado County1.05%$2,204/yr$3,262/yr
Comal County1.13%$4,833/yr$6,431/yr
Comanche County1.35%$2,096/yr$2,222/yr
Concho County1.68%$1,799/yr$967/yr
Cooke County1.19%$2,864/yr$4,040/yr
Coryell County1.36%$2,654/yr$3,063/yr
Cottle County1.15%$680/yr$839/yr
Crane County1.04%$1,346/yr$1,116/yr
Crosby County1.83%$1,480/yr$947/yr
Culberson County0.97%$769/yr$831/yr
Dallam County1.15%$1,736/yr$2,164/yr
Dallas County1.58%$4,798/yr$5,996/yr
Dawson County1.62%$1,677/yr$1,332/yr
Deaf Smith County1.48%$1,801/yr$1,880/yr
Delta County0.95%$1,563/yr$1,562/yr
Denton County1.61%$7,055/yr$6,593/yr
DeWitt County0.86%$1,469/yr$3,077/yr
Dickens County1.44%$939/yr$850/yr
Dimmit County1.43%$1,223/yr$1,074/yr
Donley County1.16%$1,117/yr$1,110/yr
Duval County1.28%$1,148/yr$1,311/yr
Eastland County1.08%$1,459/yr$1,774/yr
Ector County1.27%$2,538/yr$3,580/yr
El Paso County2.03%$3,660/yr$3,484/yr
Ellis County1.35%$4,697/yr$6,007/yr
Erath County1.07%$2,887/yr$4,573/yr
Falls County1.37%$1,522/yr$1,272/yr
Fannin County1.08%$2,529/yr$3,790/yr
Fayette County0.89%$2,611/yr$4,428/yr
Fisher County1.73%$1,359/yr$738/yr
Floyd County1.24%$1,107/yr$1,073/yr
Foard County1.12%$790/yr$762/yr
Fort Bend County1.86%$6,965/yr$6,614/yr
Franklin County0.89%$2,023/yr$2,559/yr
Freestone County0.94%$1,580/yr$2,503/yr
Frio County1.55%$1,670/yr$1,598/yr
Gaines County1.57%$3,142/yr$3,016/yr
Galveston County1.41%$4,442/yr$6,073/yr
Garza County1.57%$1,220/yr$911/yr
Gillespie County0.98%$4,496/yr$5,089/yr
Glasscock County0.55%$1,346/yr$2,202/yr
Goliad County0.94%$1,812/yr$2,128/yr
Gonzales County1.31%$2,084/yr$2,896/yr
Gray County1.37%$1,408/yr$1,573/yr
Grayson County1.27%$3,146/yr$4,371/yr
Gregg County1.16%$2,368/yr$3,733/yr
Grimes County1.02%$2,414/yr$3,550/yr
Guadalupe County1.43%$4,343/yr$5,743/yr
Hale County1.31%$1,525/yr$2,025/yr
Hall County1.26%$1,086/yr$1,069/yr
Hamilton County1.26%$1,863/yr$1,470/yr
Hansford County1.81%$2,261/yr$1,654/yr
Hardeman County1.04%$848/yr$802/yr
Hardin County1.09%$2,238/yr$3,369/yr
Harris County1.62%$4,489/yr$5,482/yr
Harrison County0.97%$1,758/yr$3,121/yr
Hartley County1.01%$2,645/yr$3,215/yr
Haskell County1.16%$1,140/yr$970/yr
Hays County1.66%$6,649/yr$6,349/yr
Hemphill County1.16%$2,390/yr$2,133/yr
Henderson County0.94%$1,991/yr$3,819/yr
Hidalgo County1.62%$2,279/yr$2,778/yr
Hill County1.16%$2,078/yr$3,004/yr
Hockley County1.39%$1,760/yr$1,819/yr
Hood County1.05%$3,217/yr$5,052/yr
Hopkins County1%$2,221/yr$3,663/yr
Houston County0.84%$1,387/yr$2,535/yr
Howard County0.95%$1,480/yr$2,288/yr
Hudspeth County1.25%$801/yr$741/yr
Hunt County1.24%$3,002/yr$4,305/yr
Hutchinson County1.35%$1,602/yr$1,925/yr
Irion County0.7%$1,424/yr$1,778/yr
Jack County0.98%$2,453/yr$2,459/yr
Jackson County1.02%$2,085/yr$3,389/yr
Jasper County0.97%$1,326/yr$2,104/yr
Jeff Davis County0.6%$1,365/yr$1,997/yr
Jefferson County1.53%$2,600/yr$3,278/yr
Jim Hogg County0.97%$1,258/yr$1,766/yr
Jim Wells County1.15%$1,426/yr$2,262/yr
Johnson County1.24%$3,557/yr$5,237/yr
Jones County1.59%$1,535/yr$1,235/yr
Karnes County0.93%$1,392/yr$2,253/yr
Kaufman County1.68%$5,377/yr$5,497/yr
Kendall County1.1%$5,656/yr$5,388/yr
Kent County0.68%$835/yr$1,053/yr
Kerr County0.97%$3,103/yr$5,537/yr
Kimble County1.27%$2,559/yr$2,444/yr
King County1.08%$564/yr$722/yr
Kinney County1.41%$1,158/yr$740/yr
Kleberg County1.47%$2,369/yr$2,913/yr
Knox County1.6%$1,237/yr$890/yr
La Salle County1.47%$1,434/yr$1,081/yr
Lamar County0.87%$1,748/yr$3,514/yr
Lamb County1.12%$919/yr$1,306/yr
Lampasas County1.17%$2,929/yr$2,977/yr
Lavaca County0.89%$2,041/yr$3,982/yr
Lee County0.96%$2,584/yr$3,503/yr
Leon County0.69%$1,283/yr$2,815/yr
Liberty County1.17%$2,133/yr$3,181/yr
Limestone County1.19%$1,953/yr$2,498/yr
Lipscomb County1.41%$1,748/yr$1,449/yr
Live Oak County0.96%$1,525/yr$1,962/yr
Llano County0.75%$2,658/yr$5,576/yr
Lubbock County1.51%$3,241/yr$4,154/yr
Lynn County1.77%$2,604/yr$1,636/yr
Madison County0.98%$1,726/yr$2,194/yr
Marion County0.74%$749/yr$1,198/yr
Martin County0.91%$1,587/yr$1,881/yr
Mason County0.84%$2,461/yr$2,860/yr
Matagorda County1.35%$2,328/yr$3,043/yr
Maverick County1.25%$1,976/yr$2,502/yr
McCulloch County0.99%$1,494/yr$1,450/yr
McLennan County1.42%$3,471/yr$4,588/yr
McMullen County0.41%$400/yr$831/yr
Medina County1.32%$3,165/yr$3,901/yr
Menard County1.95%$2,111/yr$959/yr
Midland County1.23%$3,832/yr$5,534/yr
Milam County0.99%$1,875/yr$2,862/yr
Mills County0.78%$1,740/yr$2,043/yr
Mitchell County1.86%$1,599/yr$921/yr
Montague County0.92%$1,902/yr$3,037/yr
Montgomery County1.52%$5,268/yr$6,548/yr
Moore County1.3%$1,985/yr$2,367/yr
Morris County1.1%$1,329/yr$1,494/yr
Motley County1.03%$904/yr$779/yr
Nacogdoches County0.83%$1,399/yr$2,985/yr
Navarro County1.2%$2,075/yr$2,938/yr
Newton County0.82%$846/yr$1,193/yr
Nolan County1.53%$1,475/yr$1,231/yr
Nueces County1.59%$3,330/yr$4,060/yr
Ochiltree County1.42%$1,906/yr$1,673/yr
Oldham County1.09%$1,780/yr$1,562/yr
Orange County1.24%$2,152/yr$3,161/yr
Palo Pinto County1.11%$2,204/yr$2,921/yr
Panola County0.79%$1,242/yr$2,337/yr
Parker County1.4%$5,249/yr$5,987/yr
Parmer County1.28%$1,872/yr$2,606/yr
Pecos County1.03%$1,707/yr$1,880/yr
Polk County0.9%$1,661/yr$3,153/yr
Potter County1.46%$2,145/yr$2,762/yr
Presidio County1.24%$1,506/yr$1,171/yr
Rains County1.02%$2,458/yr$2,434/yr
Randall County1.51%$3,610/yr$4,377/yr
Reagan County0.92%$1,579/yr$1,572/yr
Real County1.07%$1,207/yr$1,499/yr
Red River County1.01%$1,224/yr$1,924/yr
Reeves County1.08%$1,271/yr$1,259/yr
Refugio County1.47%$1,458/yr$1,262/yr
Roberts County1.11%$1,786/yr$1,429/yr
Robertson County1.01%$1,882/yr$2,203/yr
Rockwall County1.54%$6,396/yr$5,589/yr
Runnels County1.37%$1,498/yr$1,257/yr
Rusk County1.05%$1,793/yr$2,504/yr
Sabine County0.82%$1,260/yr$1,684/yr
San Augustine County0.68%$676/yr$1,048/yr
San Jacinto County0.99%$2,066/yr$3,175/yr
San Patricio County1.49%$2,866/yr$3,497/yr
San Saba County0.9%$1,513/yr$1,573/yr
Schleicher County1.25%$1,532/yr$1,095/yr
Scurry County1.27%$1,445/yr$1,354/yr
Shackelford County1.15%$2,004/yr$1,514/yr
Shelby County1.01%$1,024/yr$1,503/yr
Sherman County1.72%$2,531/yr$1,752/yr
Smith County1.16%$2,804/yr$4,340/yr
Somervell County0.91%$2,634/yr$2,815/yr
Starr County1.14%$1,083/yr$1,722/yr
Stephens County1.48%$1,633/yr$1,052/yr
Sterling County1.29%$1,894/yr$1,268/yr
Stonewall County1.79%$872/yr$756/yr
Sutton County1.22%$1,907/yr$1,448/yr
Swisher County1.72%$1,487/yr$1,099/yr
Tarrant County1.65%$5,334/yr$6,391/yr
Taylor County1.37%$2,728/yr$3,573/yr
Terrell County0.92%$1,259/yr$1,175/yr
Terry County1.69%$1,779/yr$1,517/yr
Throckmorton County1.28%$1,148/yr$794/yr
Titus County1.2%$2,096/yr$2,402/yr
Tom Green County1.29%$2,532/yr$3,400/yr
Travis County1.48%$7,727/yr$6,625/yr
Trinity County1.06%$1,264/yr$1,836/yr
Tyler County0.89%$1,404/yr$2,424/yr
Upshur County1.19%$1,993/yr$2,698/yr
Upton County1.08%$1,177/yr$1,021/yr
Uvalde County1.44%$2,173/yr$2,478/yr
Val Verde County1.43%$2,354/yr$2,818/yr
Van Zandt County1.03%$2,298/yr$3,366/yr
Victoria County1.46%$3,061/yr$3,840/yr
Walker County1.18%$2,669/yr$3,826/yr
Waller County1.27%$4,046/yr$5,245/yr
Ward County0.64%$965/yr$1,543/yr
Washington County1.09%$3,143/yr$4,798/yr
Webb County1.8%$3,421/yr$3,534/yr
Wharton County1.52%$2,881/yr$3,400/yr
Wheeler County1.39%$1,470/yr$1,398/yr
Wichita County1.64%$2,522/yr$2,732/yr
Wilbarger County1.6%$1,432/yr$1,227/yr
Willacy County1.68%$1,240/yr$1,462/yr
Williamson County1.61%$7,205/yr$6,332/yr
Wilson County1.22%$3,928/yr$5,480/yr
Winkler County0.76%$1,119/yr$1,329/yr
Wise County1.14%$3,466/yr$4,628/yr
Wood County0.88%$1,900/yr$3,391/yr
Yoakum County0.94%$1,715/yr$2,505/yr
Young County1.11%$1,957/yr$2,218/yr
Zapata County0.95%$920/yr$1,170/yr
Zavala County1.53%$1,512/yr$1,440/yr

Methodology