Property tax in Hudspeth County, Texas
A county-level estimate for buyers and owners, with the data vintage and uncertainty shown instead of hidden.
Estimated annual property tax
For a $64,000 home (the county median):
$801/yr (estimated range $681-$921)
Effective rate: 1.25% - Accuracy: Tier 1 - Medium confidence
Homeowners insurance budget
$741/yr (wide budgeting range $445-$1,037)
Low confidence This is a historical budgeting benchmark, not a current carrier quote. The baseline is the 2022 NAIC HO-3 state average of $2,397/yr, adjusted for home value and FEMA county risk.
- FEMA risk percentile
- 2.29 (Very Low)
- NAIC baseline as of
- 2022-12-31
- FEMA version
- 1.20, 2025-12-01
Sources: NAIC Homeowners Report; FEMA National Risk Index. TrueCarry's analysis is not endorsed by FEMA.
Insurance disclaimer: Estimate for budgeting only — not an insurance quote and not a binding price. Verify with the county assessor and a licensed professional before making financial decisions.
Illustrative monthly PITI
$452/mo under the assumptions below
| Principal & interest | $324 |
|---|---|
| Property tax | $67 |
| Homeowners insurance | $62 |
| PMI | $0 |
| Estimated total | $452 |
Assumes 20% down, a 6.5% fixed interest rate, and a 30-year term. The rate is an assumption, not today's market rate or a loan offer.
How local carrying costs affect affordability
For an illustrative household earning $100,000/yr, with $500/mo in other debts and a $50,000 down payment, the modeled maximum price is:
$305,334 under this county's tax and insurance burden
Compared with the Texas launch-county average baseline of $299,154, this is $6,180 higher.
Medium confidence Uses 28% / 36% front/back DTI, a 6.5% assumed rate, a 30-year term, and estimated tax and insurance that scale with price. It is not a loan pre-approval.
Estimate for budgeting only — not a loan pre-approval, lending decision, or financial advice. Verify with the county assessor and a licensed professional before making financial decisions.
How Hudspeth County compares within Texas
Tax-rate rank: 105 of 250 published Texas counties when sorted from highest to lowest effective rate.
The county's 1.25% effective rate is 0.04 percentage points above the Texas published-county average of 1.21%; the state median is 1.18%.
The $64,000 county median home value ranks 246 of 250 from highest to lowest and is $105,250 below the Texas county median of $169,250.
FEMA places Hudspeth County at risk percentile 2.29 (Very Low), which is used only as a bounded relative adjustment to the historical state insurance baseline.
Counties with similar effective rates
- Baylor County: 1.25% effective rate; $103,100 median home value
- Schleicher County: 1.25% effective rate; $122,700 median home value
- Calhoun County: 1.26% effective rate; $171,200 median home value
Calculate your price and monthly cost
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Source, method & confidence
Confidence: Medium. County-level effective rate derived from ACS medians; not a jurisdiction-specific mill rate.
Data as of 2024-12-31 (ACS period ending); tax year 2024; data version 2024.1.
Sources: U.S. Census Bureau, American Community Survey (ACS) 5-year, table B25103; U.S. Census Bureau, American Community Survey (ACS) 5-year, table B25077.
Assumptions and exclusions
- Effective property-tax rate of 1.25% applied to the full home value (ACS median tax paid ÷ median home value).
- Uncertainty band of ±15% reflects intra-county variation not captured by a single county rate.
- Excludes special districts, local levies, and any exemptions (estimated separately at higher tiers).
Common questions about Hudspeth County carrying costs
- What is the property tax rate in Hudspeth County, Texas?
- The estimated effective property tax rate in Hudspeth County is 1.25%. On the county median home value of $64,000, that is about $801 per year (estimated range $681 to $921), based on U.S. Census ACS 2024 data.
- How much is property tax on a $64,000 home in Hudspeth County?
- About $801 per year at a 1.25% effective rate. Actual bills vary with assessment, exemptions, and local levies, so treat this as a budgeting estimate rather than a tax bill.
- How much is homeowners insurance in Hudspeth County, Texas?
- A budgeting estimate of $741 per year (wide range $445 to $1,037), based on the 2022 NAIC HO-3 state average adjusted for FEMA county risk. It is a historical benchmark, not a carrier quote.
- What is the estimated monthly PITI payment for a home in Hudspeth County?
- About $452 per month for a $64,000 home, assuming 20% down, a 6.5% interest rate, and a 30-year term. PITI covers principal, interest, property tax, and homeowners insurance.